Out-of-Network Insurance

I work with clients insured by many insurance companies on an out-of-network basis. Therapy sessions may be covered by your insurance as out-of-network medical care— many times up to 90% of the cost is reimbursed. This means that most insurance plans allowing members to go out-of-network for mental health services will reimburse you for our work, according to the payments they allow. 

To learn about your specific coverage, you can call your insurance provider and ask the following:

1. What is my deductible?

2. Do I have out-of-network benefits for mental health (specifically for CPT Code: 90834)?

3. What is my coinsurance/ what percentage of my bill will be covered after my deductible is met?

4. How do I submit a superbill?

Once you have determined that you have out-of-network benefits you can let us know when you begin sessions. You will be responsible for paying the cost of the session upfront and then we will provide you with a superbill at the end of each month for you to send to your insurance for direct reimbursement.

Last updated 2025